{"id":122,"date":"2024-05-06T18:26:00","date_gmt":"2024-05-06T18:26:00","guid":{"rendered":"https:\/\/www.mylakeforestdental.com\/blog\/?p=122"},"modified":"2024-06-12T18:37:45","modified_gmt":"2024-06-12T18:37:45","slug":"dental-insurance-vs-medical-insurance-whats-the-difference-why-so-complicated","status":"publish","type":"post","link":"https:\/\/www.mylakeforestdental.com\/blog\/?p=122","title":{"rendered":"Time for Everyone\u2019s Favorite Topic: Insurance. How is Dental Different from Medical?"},"content":{"rendered":"
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\"Frustrated<\/figure><\/div>\n\n\n

So you\u2019re trying to figure out your dental insurance<\/a> benefits. You do your diligence, but after a while of reading dry, confusing insurance jargon, you\u2019re just more confused. Why do your dental insurance benefits sound so different from your medical insurance benefits? Does the distinction matter? And, most importantly, how are you supposed to maximize your dental insurance benefits?<\/p>\n\n\n\n

If your head is spinning, worry not! Here\u2019s what you need to know about the difference between dental and medical insurance and how it affects you.<\/p>\n\n\n\n\n\n\n\n

Dental and Medical Insurance Schools of Thought<\/h2>\n\n\n\n

It\u2019s true that your dental and medical insurance have very dissimilar coverage philosophies. Medical insurance aims to blunt the cost of sudden and urgent injuries and illnesses. Dental insurance encourages patients to invest in preventative care, so both they and their clients spend less money trying to fix dental complications down the road.<\/p>\n\n\n\n

Since so many dental problems often result from poor oral hygiene, this actually makes some sense. Biannual checkups and cleanings significantly reduce your risk for infections, tooth decay, and gum disease. Every dental insurance plan is unique, but in general that\u2019s why the breakdown looks something like this:<\/p>\n\n\n\n