Delta Dental – McKinney, TX

Learn More About the Benefits of Delta Dental

Visiting a dentist regularly isn't a luxury. It's a necessity! Your oral and overall health are connected. If you have dental insurance, it's easy to keep your teeth and gums healthy. By choosing Dr. Steve Cha as your Delta Dental dentist in McKinney, you're investing in a healthy smile for minimal out-of-pocket expenses. We will help you achieve optimal oral health while maximizing your dental insurance benefits.

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Delta Dental Coverage Availability & Fees

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Your insurance premiums give you access to a nationwide network of dental professionals. Delta Dental is a leading provider of comprehensive insurance plans for families and individuals. Your dental insurance in McKinney allows you to benefit from discounted rates for common services. Every plan differs, but most include:

  • 100% coverage for preventive services
  • 80% coverage for basic dental work
  • 50% coverage for major dental services

Dental insurance is designed to stop common issues from occurring in the first place to reduce your risk of needing costly dental work later. Researchers have found that $1 of preventive care can save up to $50 on restorative fees. You can visit your dentist twice a year for cleaning and checkup for a co-payment.

If your dentist finds anything concerning, you don't have to worry about a large bill. After meeting your annual deductible, your insurance can pay 50 to 80% of the expenses of medically necessary procedures until reaching your annual limits.

Delta Dental recommends choosing a dentist in their network to benefit from more coverage. They have pre-negotiated rates with preferred dental practices to lower your out-of-pocket expenses. However, you can still visit an out-of-network dentist. You'll be responsible for the difference between your insurance's allowable amount and the dentist’s fees.

Your dental insurance doesn't last forever. Your benefits will reset at the end of the year. Nothing will accumulate, and you aren't reimbursed for your premiums or deductibles. With less than 3% of Americans meeting or exceeding their annual limits, you don't want to throw money away. We will help you make the most of what you've paid for.

Meet Jessica

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Jessica has over a decade of experience in customer service. She works with our patients to help them maximize their dental insurance to keep a healthy smile affordable. She will work on your behalf with Delta Dental to make the most of your coverage. She will explain how your benefits are being used and your payment options for any remaining balance, like monthly installments with CareCredit.

Don't waste your dental coverage. Request an appointment through our website or call our office at (972) 449-7744.