Dental Insurance – McKinney, TX

Maximize Your Benefits

A major part of making our care as accessible as possible for McKinney families is working with local insurance companies to help them reduce their out-of-pocket costs. At Lake Forest Dental Care, we take many different insurance plans, and one of our team members will always be happy to help if you have questions about your benefits. You can call us at any time with your insurance information, but first, take a look at our guide to the basics of insurance below.

Woman visiting dental insurance dentist giving thumbs up

Dental Insurance Checker

See if your dental checkup
& teeth cleaning are covered

Curious if we take your plan?
Find out in 15 seconds!

We're a preferred provider
with your dental insurance!

Your checkup and cleaning will be covered! Request an appointment to have a friendly member of our team get back to you with more information.

Request Appointment
We take your dental insurance!

While we are not a preferred provider with your insurance, there is a 90% chance your checkup and cleaning will be covered! Request an appointment to have a friendly member of our team get back to you with more information.

Request Appointment

Request an Appointment

Monday Tuesday Wednesday Thursday Friday

Understanding How Dental Insurance Works

Dental patient calculating dental insurance coverage

At a basic level, dental insurance works like health insurance: you pay the premiums every month in order to receive coverage on dental services. But while most plans do help pay for treatment if something goes wrong, they generally provide higher coverage for checkups and cleanings. Preventive care can stop severe dental problems from happening in the first place, and dental insurance is meant to help make such care as affordable as possible.

What Your Dental Insurance Plan Covers

Dental insurance forms

No two dental plans are alike. We can go over the details of your own plan and explain the parts that you’re uncertain about. The framework of dental insurance is usually along the lines of:

  • 100% coverage for preventive care (checkups, cleanings, X-rays, and so on)
  • 80% coverage for basic care, which is usually along the lines of fillings
  • 50% coverage for major restorative treatments, which can include crowns and tooth extractions

Since cosmetic treatments are elective, they usually aren’t included in a regular insurance plan.

Our In-Network PPO Dental Insurance Providers

Dental patients reviewing dental insurance information with team member

An in-network dental office has reached an agreement with your insurance provider that allows you to save the highest amount of money possible. It’s still possible for an out-of-network dental office to take your insurance, but an in-network provider helps maximize your savings and simplifies the claim-filing process. We’re in-network with many major insurance providers. To see if that includes your current plan, check the list below before reaching out to us with your policy information today.

  • Delta Dental
  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Dentamax
  • Guardian
  • Humana
  • MetLife
  • United Concordia
  • United Healthcare
  • And many more!

Don’t see your plan? We likely take it! Reach out to our team today!